A crucial part of any well laid plan is forethought and preparation for what happens if the unexpected happens? Identifying risks to our client’s life plans, educating and helping them make informed decisions about whether to retain risks or transfer them to an insurance company is an integral part of our client conversations and planning process. Each person is different and every situation is unique, but we all face some common risks that may potentially derail our hopes and plans:

​

DEATH

​

 DISABILITY DURING OUR WORKING YEARS

​

LONG TERM CARE

DURING OUR GOLDEN YEARS

​

 HEALTHCARE

​

 HOME AND AUTO

​

PROFESSIONAL

​

We will work with you to review your existing coverages or help you put coverage in place if necessary. We are licensed and work with independent brokerage companies to help our clients find the right coverage and amounts for life, disability and long term care insurance. And because we work with an independent brokerage, we are able to access a broad range of insurance companies and product solutions. While we do not offer health and property and casualty, we can refer you to trusted professionals in our network who do specialize in those areas.